Insuring Agreement
In consideration of the Insured named in the Schedule hereto paying to
Paofoong Insurance Company (Hong Kong) Limited (hereinafter called the
Company) the Premium mentioned in the Schedule, the Company agrees
(subject to the terms, exceptions and conditions contained herein or
endorsed or otherwise expressed hereon which shall so far as the nature of
them respectively will permit be deemed to be conditions precedent to the
rights of the Insured to recover hereunder) that if the Property Insured at the
Situation described in the Schedule or any part thereof shall suffer any loss,
destruction or damage (hereinafter referred to as "Damage") caused by fire
or by lightning or by explosion of boilers or gas used for domestic purposes
only or by any Extra Peril specified in the Schedule at any time during the
Period of Insurance or of any subsequent period in respect of which the
Insured shall have paid and the Company shall have accepted the premium
required for the renewal of this Policy, the Company will pay to the Insured
the value of the Property Insured at the time of the happening of its loss or
destruction or the amount of such damage or at the Company's option
reinstate or replace such Property or any part thereof.
Provided that the liability of the Company shall in no case exceed:
1. in the whole the Total Sum Insured or in respect of any item its Sum
Insured at the time of the Damage; or
2. if any other Damage shall have occurred during the same period of
insurance the Sum Insured remaining after payment for such Damage
unless the Company shall have agreed to reinstate any such Sum Insured.
Insuring AgreementIn consideration of the Insured having paid or agreed to pay to PaofoongInsurance Company (Hong Kong) Limited (hereinafter called th...
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