单次旅游保险计划「外游警示制度」相关指引（12页）.pdf

With reference to the establishment of the “Outbound Travel Alert (OTA) System” 

by the Government of the Hong Kong

SAR, the Single Trip Travel Insurance Plan has formulated the following guidance 

notes, which shall form part of the policy

terms and conditions.

Condition 1: There is No Alert at the time of policy arrangement, 

Paofoong Insurance Company (Hong Kong) Limited

(“Insurer”) shall provide the following protections free of charge 

1. If a Travel Alert is issued for the planned destination prior to 

the commencement of the journey, client can cancel

the policy with full premium refund.

2. If Black Alert is issued for the planned destination prior to 

the commencement of the journey and client would like

to cancel the journey, Insurer shall pay the unrecoverable travel 

fare and/or accommodation expenses according to

Section 13 - Cancellation of Trip.