将火灾学应用到风险管理（50页）ppt.rar

Applying Fire Science toRisk Management 

将火灾学应用到风险管理

Insurance Market – Taiwan Province

Before 1962:

Tai Ping

China Mariners

Insurance Market – Taiwan Province

Today:

30 property insurance companies

28 

life insurance companies

Market Share of Top 6 Life Insurer

CATHAY  27.5%

Nan Shan 17.6%

Shin Kong 

12.9%

ING 8.9%

FUBON 4.8%

KUO HUA 3.3%

(Jan. ~ Aug. 2003)

Market Share of Top 5 Property Insurer

FUBON 20.65%

Ming Tai 9.7%

Shin Kong 7.4%

Tai An  

5.32%

Central 5.08% 

(Jan. ~ Aug. 2003) 

Premium Income - 2002

Total : 990.5 billion NTDLRS

Life : 889.3 billion 

NTDLRS

Property : 101.2 billion NTDLRS

Insurance Density (insurance expenditure per person in NTDLRS)

Insurance Penetration Rate (premium/GDP, %)

Combined Ratio for Property Insurers (%)

Loss Control in Taiwan Province

Development hindered by tariff market

Triggered 

by insurance survey

Enlightenment in 1992

An insurer’s 

Fire Lab established in 1996

A 300 M USDLR semiconductor 

industry fire loss in 1997