The Nature of Risk Management
Risk management is a scientific approach to the
problem of dealing with the pure risks facing
individuals and organizations. It evolved from
corporate insurance management, which focused
on the risk of accidental loss to assets and
income of the organization
The Nature of Risk Management
Many organizations have highly trained individuals
who specialize in dealing with pure risk. In some
cases this is a full-time job for one person, or
even for an entire department within the company.
Those who are responsible for the entire program
of pure risk management (of which insurance buying
is only a part) are risk managers.
Risk Management
Although the term risk management is a recent
phenomenon, the actual practice of risk management
is as old as civilization itself. In the broad
sense of the term, risk management is the process
of protecting one’s person and assets.
Senior citizens face special problems in the area of health care costs becausethey often need more extensive care than other members of society, and b...
已下载:0次 是否免费:否 上传时间:2021-04-18Medical expense insurance provides for the payment of the costs of medical care that result from sickness and injury. Covers expenses of physicians, h...
已下载:0次 是否免费:否 上传时间:2021-04-171.Provides periodic payments to person insured when he or she is unable to work because of injury or illness.2.Coverage may be provided for accidents ...
已下载:0次 是否免费:否 上传时间:2021-04-161.Retirement risk arises from uncertainty concerning the time of death2.It is influenced by physiological and cultural hazardspeople tend to live long...
已下载:0次 是否免费:否 上传时间:2021-04-151.Reverse application of the law of large numbers as it is used in life insurance.2.Law of averages permits a lifetime guaranteed income to each annui...
已下载:0次 是否免费:否 上传时间:2021-04-14Three questions in buying life insurance:How much should I buy?What kind should I buy?From which company should I buy it?Buy Term and Invest the Diffe...
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