The Private Insurance Industry
Measured by any one of a number of standards,
the insurance industry in the U.S. is significant.
History of the Private Insurance Industry
Historical development of insurance provides
an insight into some of the custom and practices
in the insurance industry. Although our primary
interest is on insurance in this country, insurance
has its roots in various parts of the world.
History of Private Insurance - Insurance in Antiquity
benevolent societies in Egypt 5. Roman Collegia
Origins of the Modern Insurance Business
1200s marine insurance originates in Italy 1400s
marine insurance to England by Lombard merchants 1536
£400 life policy on William Gybbons by marine
underwriters 1666 Fire of London (Dr. Nicholas
Barbon) 1688 Lloyd’s coffeehouse in operation 1693
mortality table created by Edmund Halley
Insurance in the United States
1752Ben Franklin’s Philadelphia Contributionship
(Fire) 1759The Corporation for Relief of Poor and
Distressed Widows and Children of Presbyterian
Ministers (Life) 1792
First U.S. capital stock company, Insurance
Company of North America
Casualty Insurance
Senior citizens face special problems in the area of health care costs becausethey often need more extensive care than other members of society, and b...
已下载:0次 是否免费:否 上传时间:2021-04-18Medical expense insurance provides for the payment of the costs of medical care that result from sickness and injury. Covers expenses of physicians, h...
已下载:0次 是否免费:否 上传时间:2021-04-171.Provides periodic payments to person insured when he or she is unable to work because of injury or illness.2.Coverage may be provided for accidents ...
已下载:0次 是否免费:否 上传时间:2021-04-161.Retirement risk arises from uncertainty concerning the time of death2.It is influenced by physiological and cultural hazardspeople tend to live long...
已下载:0次 是否免费:否 上传时间:2021-04-151.Reverse application of the law of large numbers as it is used in life insurance.2.Law of averages permits a lifetime guaranteed income to each annui...
已下载:0次 是否免费:否 上传时间:2021-04-14Three questions in buying life insurance:How much should I buy?What kind should I buy?From which company should I buy it?Buy Term and Invest the Diffe...
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