主要内容
保险单据的出具人
An insurance document is to appear to have been issued
and signed by an insurance company or underwriter or
their agent or proxy. For example, an insurance document
issued and signed by ‘AA insurance Ltd’ appears to have
been issued by an insurance company.
(K2-A新增)When an issuer is identified as ‘insurer’,
the insurance document need not indicate that it is an
insurance company or underwriter.(K2-B新增)
保险单据的出具人
This policy of Insurance witness that Ping An Property &
Casualty Insurance Company of China Ltd, at the request
of the insured and in consideration of the agreed premium
paid by the Insured undertakes to insure the under mentioned
goods in transportation subject to the conditions of Policy
as per the clauses printed overleaf and other special clauses
attached hereon.中国平安财产保险股份有限公司根据被保险人的要求及其所约定的保险费,按照本保险单背面所载条款与下列特款,承保下属货物运输保险,特立本保险单。保险单据的出具人
An insurance document signed by an agent or proxy is to
indicate the name of the insurance company or underwriter
for [or on behalf of] which the agent or proxy is signing,
unless the insurance company or underwriter name has been
identified elsewhere in the document. For example, when
“AA Insurance Ltd” has been identified as the insurer,
the document may be signed “John Doe (by proxy) on behalf
of the insurer” or “John Doe (by proxy) on behalf of AA
Insurance Ltd”. (K4新增)
保险单据的出具人
案例:受益人提交的保险单据左下角印就了countersignature by assured栏目,但该栏目没有被保险人签字。开证行根据本段拒付,但交单行援引下列内容反驳:A37. The fact that a document has a box, field or space for
a signature does not in itself mean that such box, field or
space is to be completed with a signature. 保险单据的出具人
A38.When a document includes wording such as “This document
is not valid unless countersigned [or signed] by (name of
the person or entity)” or words of similar effect, the
applicable box, field or space is to contain a signature
and the name of the person or entity that is countersigning the document.
交单行认为,根据上述两段内容,只有保险单据的会签处注明
This document is not valid unless countersigned
by the assured时,才必须由被保险人会签。
保险单据的出具人
K5之“有会签栏位必须会签”与A38之“不会签无效时才会签”对比,谁压过谁?not transferable unless countersigned
背景:信用证规定Full set of insurance policy for
110pct of invoice value blank endorsed.
提交的保险单据被保险人是受益人,没有背书,但在保险单据正面左下角印就了下列语句:This policy not transferable unless countersigned by
the Assured.在此处所印就的会签横线上,有被保险人即受益人的签字。问题:开证行以保单没有背书为不符点拒付,不符点成立吗?
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